Useful Tips To Help You Spend Less Over The Holidays
The December holidays are almost upon us, which – for many of us – means taking time off. While we want to make the most of our holidays with family and friends, it’s also an opportunity to spend a lot more money than we usually do. These useful tips will help you be more conscious of your spending during this time and also hopefully help you spend less over the holidays.
Create A Daily Budget For Your Holiday Spending
Look at how many days you will be celebrating, entertaining, going out etc. over the holidays and create a daily budget for what you can spend on those days. Bigger events can have a bigger budget and where you manage to stay under budget, you can afford to either save that surplus or use it for another day of festivities.
Create A List Of The Things You Want To Spend On
If you know what you want to spend your money on in advance, you can add that to your budget and make sure you set aside enough cash for that. You can divide your list into the essentials, nice to haves, and those things you could possibly do without. That way you can prioritise your expenditure and make sure that you get the best out of your holiday.
Consider Making Your Own Instead Of Buying Gifts
If you celebrate Christmas, you will probably be used to buying gifts for family and friends. This can get extremely expensive when you consider everyone that you love. One way around this is to get creative at home. There are so many ways that you can create beautiful, handmade gifts that also allow you to flex your creative muscle! There are countless YouTube videos these days that offer a how-to guide on making literally anything. Buy a small amount of supplies and then get creating. Some ideas include:
- Making your own wooden picture frames and filling them with special photographs
- Making home-made bath bombs or bath salts for the ladies in your life and packaging them in a pretty jar or box
- Baking biscuits and presenting them in an inexpensive jar with a festive ribbon
The important thing is to focus on enjoying your time off, so try and do things that don’t involve money as much as possible. That way you will make memories with the cost.
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